سبحان الله والحمد لله ولا إله إلا الله والله أكبر ولا حول ولا قوة إلا بالله العلي العظيم , വായനയുടെ ലോകത്തേക്ക് സ്വാഗതം, അറിവിന്റെ ജാലകം നിങ്ങളെ കാത്തിരിക്കുന്നു..., "try to become a person who can appreciate the help of others, a person who knows the sufferings of others to get things done, and a person who would not put money as his only goal in life"

Sep 20, 2011

Booming Indian Economy Creating Investment Options for NRIs

Booming Indian Economy Creating Investment Options for NRIs

The global meltdown of 2008 hardly had any effect on India, while the entire world was reeling under the recession effect. It was India which presented itself as a shining example to other nations, on ways to come out of crises successfully and prosper simultaneously. This attitude has helped open up investment options for the people at home and also abroad. The government has also come up with better investment options for the NRIs as well. The investment trends guides in putting our hard earned money to profitable use.

The best investment option right now, is in the real estate sector. While in 2009, it was the stock market, in terms of investment to reap rich dividends. The real estate sector is extremely profitable venture, as the profits of investors have almost doubled or have derived 100% profits in the residential segment. The commercial real estate sector is another lucrative option for investment as their prices have risen over the years only substantially and there is always the likelihood of steep increase in prices in this sector. Many banks have increased their deposit rates, for senior citizens up to 9%; this is one of the safest forms of investment in India. In spite of inflation, India has emerged as the topmost destination for investment.

The investment trends relates to investing wisely so as to attain a better state of financial security. Therefore, investment trends are more about investing safely such as in gold, which is on the rise and is invaluable. NSC (National Savings Certificate) and PPF (Public Provident Fund) are another form of safe and secure investment. Life Insurance offers another secure investment.

The investment options for NRIs are plenty, be it mutual funds, bank deposits, real estate or life insurance. It is seen how majority of the NRIs wishes to invest in India and they are also responsible for the FDIs through continuous transfer of cash flow, one of the vital fact in India’s growth. They do so through the money they send to their relatives, parents and dear ones for investment. The government has also been flexible in providing business opportunities to the NRIs through tax subsidies and hassle free legalities. The government also organizes a summit exclusively for the NRIs, exhibiting a wide range of business opportunities for the NRIs. NRIs can also invest in insurance policies without any limit to the policy cover and also they have the option of paying their premium in foreign currency. The real estate sector offers a sound investment option for the NRIs as there is not the need to seek permission from the RBI to invest in it. Also investing in gold is another potential option.

So, we see how a booming Indian economy has raised the economic standards in the whole world, which makes it the most prospective capital market to do business and prosper significantly.


No comments: